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Latest Articles
Mortgage warning as attempt to cut monthly payments could cost Britons £177,000
18+ hour, 20+ min ago (16+ words) Mortgage warning as popular way to cut monthly payments could cost Britons £177,000 GB News...
DSCR loan volume surges despite fraud risks and scrutiny
7+ hour, 17+ min ago (1033+ words) DSCR and investor loan lock volume skyrocketed 130% between January 2022 and August 2026, becoming the primary growth engine for the non-QM market. The loan's structure makes it uniquely vulnerable to bad actors, with fraud risk indicators now firing on 1 in 44 investment property…...
Only Borrowers With Near Perfect Credit Can Get a Mortgage Now
5+ hour, 48+ min ago (400+ words) A new Pew Charitable Trusts study finds the average credit score for new mortgage borrowers hit a record 742 in 2024, even as households take on more debt than ever. The result is a mortgage market that only says yes to near…...
FRA mandates event-by-event credit reporting for non-bank lenders
4+ hour, 27+ min ago (127+ words) What the decisions do not address is the technical plumbing — no maximum reporting latency, no required format or validation rules, no clarity on how outages or failed transmissions will be handled, and still no specification for how an approved-but-undrawn facility…...
Canadians shifting toward shorter mortgage terms as interest rates remain elevated
8+ hour, 40+ min ago (329+ words) Canadian mortgage borrowers have increasingly moved away from five-year or longer fixed-rate mortgages since 2022, opting instead for shorter fixed terms and variable-rate products, according to new analysis from Canada Mortgage and Housing Corporation. CMHC says the shift can provide borrowers…...
Earning Rs 1 lakh per month? Here's how much home loan EMI you can safely afford
4+ hour, 15+ min ago (693+ words) Earning Rs 1 lakh per month can make homeownership look within reach, but the size of the salary alone does not determine whether you can comfortably afford a home loan. Existing expenses, EMIs, investments, emergency savings, down payment and future financial…...
Mortgage lending standards are so tight that homebuyers must have 'pristine' credit histories
7+ hour, 42+ min ago (452+ words) The housing market has been frozen since the COVID-era boom ended, with higher borrowing costs, limited supply, and elevated home prices mostly taking the blame. But stricter lending rules put in place after the housing crash that sparked the Great…...
Coinbase Crypto News: Bitcoin Opens a New Route for Mortgages
2+ week, 1+ day ago (642+ words) Coinbase and Better Mortgage’s crypto-backed mortgages let eligible buyers pledge Bitcoin for a down-payment loan without selling their holdings. In Coinbase crypto news today, the leading digital asset exchange and Better Mortgage have launched the first token-backed conforming mortgage product…...
Mortgage Innovation & Technology Awards 2026 finalists announced
1+ week, 2+ day ago (171+ words) Mortgage Strategy is delighted to reveal the Mortgage Innovation & Technology Awards 2026 finalists, celebrating the outstanding businesses, teams, and individuals pushing innovation forward across the mortgage and technology landscape. Congratulations to everyone who has made the shortlist, being recognised among the…...
Crypto-Backed Mortgages Could Revolutionize Real Estate
5+ hour, 55+ min ago (143+ words) Emmaculate is a cryptocurrency journalist and market analyst committed to delivering high quality actions tailored to traders, investors and crypto enthusiasts. She enjoys diving deep into conducting on-chain market analysis, breaking down market triggering events and the crypto space, earning…...