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Debt settlement vs. debt consolidation: Which is right for you?
1+ day, 7+ hour ago (1264+ words) Compare debt consolidation and debt settlement, and see how each affects your credit, costs, and timeline....
What credit score do you need for debt consolidation?
3+ day, 13+ hour ago (623+ words) September 9, 2026 / 12:04 PM EDT / CBS News That doesn't necessarily mean debt consolidation is out of reach, though. Credit requirements tend to differ across consolidation options, and understanding where your score fits can help you determine which paths may be realistic — and…...
The quiet cost of clawbacks: How advisers are managing early repayments and refinancing
3+ day, 22+ hour ago (1255+ words) Commission clawbacks are an accepted risk of mortgage advice, but in a market where borrowers are more willing to refinance, chase cashback offers or repay debt early, that risk can have a meaningful impact on an advice business Clawbacks remain…...
Why Companies Refinance Debt Instead of Paying It Off
4+ day, 11+ hour ago (783+ words) Companies often replace maturing debt rather than repay it in cash. Here’s why refinancing works—and when higher rates make it dangerous. A company can owe billions of dollars and have no intention of becoming debt-free. Instead, when bonds mature,…...
Is charged-off credit card debt easier to settle?
1+ week, 2+ day ago (499+ words) September 3, 2026 / 10:37 AM EDT / CBS News What a charge-off can change, however, is the situation surrounding the debt — including who is trying to collect it and what options may be available for resolving it. So, if you're hoping to settle your…...
When is debt consolidation a good idea?
3+ week, 4+ day ago (984+ words) When debt and bills hang over your head, you may feel ready to take action. However, deciding what to do can be tough. Debt consolidation may help you better manage your debts by combining them into a single monthly payment…...